Best Facial Moisturizer With SPF – 20 Products Designed To Protect You

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Before heading out for the day, it’s natural to equip your skin with a shield against the sun. Fortifying your skin with the best facial moisturizer with SPF goes a long way toward your skin protection. And topping it off with sunscreen – chef’s kiss.

Naturally, you need to apply sunscreen, no matter your skin complexion, to prevent UVA/UVB radiation from slipping into your skin to cause damage and age it. This is where moisturizers come in. They provide the added benefit of double protecting your skin. After all, there is no such thing as too much sunscreen.

If you need all the help you can get to protect your skin from biting side effects, it’s best to suit up the most vulnerable and exposed part of your skin –the face– with the best products to do the job.

I have gathered solutions to that. This article contains the best facial moisturizers with SPF to protect and hydrate your skin in your everyday life under the sun. This list was gathered through sales data metrics from e-commerce stores and engagements on social media.

1. Best overall facial moisturizer with SPF

Burt’s Bees Retinol Alternative Facila Moisturizer

This formula stays true to itself – helping to restore your skin and protect it from free radicals. The moisturizer has a broad-spectrum SPF of 30, which is the required sun protection against UV/UVB rays.

Furthermore, it works as an anti-aging formula to hydrate and treat your wrinkles, fine lines, and spots. Moreover, the moisturizer firms up your skin surface, giving you a smooth and clear face.

It is also natural and lightweight on the skin; it penetrates the pores without leaving a greasy surface. If you want total skin renewal, use this serum to improve your skin type. It delivers the right moisture balance to all skin types.

2. Best top-rated facial moisturizer with SPF

CeraVe AM Facial Moisturizer

One unique thing about this moisturizer is its ability to provide a total cover on the skin’s surface and keep it hydrated. The moisturizer is quick-absorbing on the skin without leaving a greasy finish. Furthermore, it completes your skincare routine.

The serum is highly hydrating on the skin with a long-lasting effect. It provides ingredients such as hyaluronic acid and niacinamide to plump and smoothen your skin. In addition, it does not contain harmful chemicals, which is why it is a top-rated product in skincare regimens.

3. Best facial moisturizer with SPF recommended by dermatologist

La Roche-Posay Toleriane Double Repair UV Face Moisturizer

This moisturizer pulls double duty of providing intense hydration and keeping the skin protected from sun UV damage. The moisturizer contains ceramides and niacinamide that strengthen the skin barrier and seal moisture within.

Furthermore, the moisturizer restores your skin to a healthy texture. With glycerin and prebiotic thermal water present in the formula, your skin stays hydrated for a long time. This makes this formula a go-to for steady hydration on the skin.

You can apply the moisturizer to your face and neck to restore and preserve the texture of your hydrated skin.

4. Best facial moisturizer with SPF for sensitive skin

Aveeno Positively Radiant Daily Facial Moisturizer

With keeping your skin hydrated in mind, this moisturizer contains a broad spectrum SPF of 15 to adequately hydrate and protect against UV radiation. The moisturizer is hypoallergenic and non-comedogenic; it would not clog your pores or irritate your skin.

Additionally, it is skin tone evening. It elevates your skin complexion and provides a bright look to your dull skin. You will get a bright glow in no time. You can use this moisturizer to boost skin protection. However, you have to layer your sunscreen for perfect protection.

5. Best facial moisturizer with SPF for oily skin

IMAGE Skincare, Prevention+ Daily Ultimate Protection Moisturizer

It is protective. This is enough reason for any skin to reach for this moisturizer. In addition, it contains SPF 50 to enhance your skin barrier and keep UVA/UVB radiation blocked.

Moreover, the formula contains antioxidants to reduce oxidative stress and reactions from external aggressors in the skin.

You can hydrate your skin and protect moisture by applying this non-greasy lightweight moisturizer to your skin. However, you have to re-apply every two hours if overexposed to the sun.

6. Best facial moisturizer with SPF for dry skin

Acure Seriously Soothing Day Cream

With a broad spectrum SPF of 30, this moisturizer does its duty of protecting and providing your skin with adequate and long-lasting moisture. It keeps your skin in a hydrated loop. The moisturizer contains niacinamide to smoothen your skin’s surface.

It also keeps your skin smooth and clear with its non-greasy finish and non-comedogenic formula. The moisturizer easily slips through your skin and keeps it protected against oxidative stress.

You can use this clean moisturizer without fragrance to enhance the moisture in your skin and keep it cool at all times.

7. Best facial moisturizer with SPF for combination skin

Murad Oil and Pore Control Mattifier

It controls the oily part of your face and controls your pores based on how you need hydration, making it perfect for combination skins. The moisturizer also comes with an SPF of 45 to shield your skin against external aggressors.

In addition, it provides an intense oil moisturizing factor on your face, controlling the shine and keeping it supple. As a result, your skin stays balanced without drying out your parched skin.

You can apply the moisturizer to your face and neck to keep moisture regulated.

8. Best facial moisturizer with SPF for acne-prone skin

Julep No Excuses Sunscreen Moisturizer

With rosehip oil, sunflower seed, and aloe vera extract as active ingredients, this moisturizer soothes and calms the skin. It also contains a simple SPF 40 to provide surface-level protection against sun radiation. The moisturizer is highly effective in maintaining skin hydration and enhancing the skin barrier.

Furthermore, it is lightweight and non-comedogenic. It will not clog your pores, but leave a smooth finish behind after penetrating the skin. The mineral-rich moisturizer protects and relieves your acne-prone skin from going off the rails.

You can use this moisturizer to maintain balanced skin and texture for your unpredictable skin type.

9. Best OTC facial moisturizer with SPF

Clinique Even Better Skin Tone Correcting Moisturizer

With SPF 20, this moisturizer enriches the skin with top hydrating nutrients that are long-lasting on the skin. It also helps in restoring the skin complexion, and its sun protection acts as a shield to protect the gained moisture and color.

Besides this, the moisturizer lightens the skin and keeps it gentle-textured. You can use this moisturizer to retain skin texture, moisture, and a clean complexion.

10. Best lightweight facial moisturizer with SPF

Naeli Daily Face Moisturizer

If you need quick shots of hydration, use this lightweight moisturizer with an SPF of 30 to improve your skin. The formula contains peptides, antioxidants, and collagen to improve skin barrier protection against aggressors.

Additionally, it helps in reducing wrinkles and fine lines on the skin by improving skin cell turnover with its collagen component. It is lightweight and non-greasy on the skin. It completely slips into the skin pores to provide enough renewing effect with its hyaluronic acid component.

You can use the formula to maintain your youthful skin texture and smoothness while keeping sun radiation at bay.

11. Best facial moisturizer with SPF + vitamin C

Garnier SkinActive Clearly Brighter Face Moisturizer

Your skin gets a total change with a brightening and protecting moisturizer. With an SPF of 30 and vitamin C, the moisturizer works as a tag team to brighten your skin and keep sun rays from penetrating and damaging your healthy skin.

It instantly improves your skin tone and provides antioxidants such as vitamin E, lipo-hydroxyl acid, and pine bark essence to strengthen the skin barrier. Furthermore, it is lightweight and non-greasy on the skin. You can use the formula to improve your skin tone and stay radiant.

Use this effective moisturizer by Garnier to polish your dull skin and stay protected for a long period.

12. Best facial moisturizer with SPF 30

Olay Complete Daily Defense Face Moisturizer

With Olay’s SPF 30 defense moisturizer, your skin stays protected with adequate sun protection needed daily. The moisturizer also provides hydration and skin barrier protection with vitamin E, B3, pro-vitamin B5, and aloe extract.

Moreover, the moisturizer’s non-greasy and oil-free formula makes the perfect product for easy penetration. It is nourishing with its vitamin components to enrich your skin always.

13. Best facial moisturizer with SPF 50

CETAPHIL Daily Facial Moisturizer 

Providing a high broad spectrum of SPF 50, this moisturizer works almost closely as a sunscreen in keeping your skin shielded from sun rays. The facial moisturizer is also gentle on the skin, it does not leave behind a greasy finish, nor does it irritate the skin.

You have lasting 8-hour protection with this moisturizer. It also defends your skin from sunburns and free radicals. You can get optimal protection with this moisturizer in your skincare routine.

14. Best facial moisturizer with SPF for dark skin

Jergens Natural Glow Self Tanner Face Moisturizer

This oil-free solution with SPF 20 helps to enrich your deep tone, bringing a tanning effect appropriate for your complexion. The moisturizer is also lightweight and promotes a healthy skin tone.

Additionally, it is easy to layer this moisturizer with sunscreen and makeup. You can use this facial moisturizer if you want broad-spectrum protection for your deep rich dark skin.

15. Best facial moisturizer with SPF for men

Neutrogena Men Triple Protect Face Lotion

Moisturize-soothe-protect. This is the triple effect this moisturizer has on the face. It is reliable in keeping your skin strengthened and safe from harmful aggressors.

It is the perfect moisturizer for soothing razor irritations, infusing moisture in your pores, and protecting against sun damage. You can use this moisturizer to enhance your parched skin and maintain the moisture balance on your face.

16. Best natural facial moisturizer with SPF

Jivi Face Moisturizer

Fortified with natural lavender, aloe vera, and shea butter, this organic moisturizer provides all-day hydration to the skin. It contains a little SPF of 12 to protect the skin against harmful sun rays and aggressors.

In addition, the moisturizer is lightweight and can be layered on your skin. It works as a primer for your makeup and reduces irritation or melting. It also reduces the redness and itchiness on your skin with its soothing formula.

17. Best anti-aging facial moisturizer with SPF

L’Oreal Paris Skincare Revitalift Anti-Aging Face Moisturizer

With this moisturizer, your skin rejuvenates as skin cell regeneration is promoted. The moisturizer contains pro-retinol and Centella Asiatica to renew your aging skin cells. Furthermore, it comes with a broad-spectrum SPF of 25 to act as a buffer against UV rays.

Moreover, the moisturizer is quick-acting on the skin. It reduces the signs of wrinkles and fine lines in no time. It also improves the elasticity of the skin, firming up your skin texture, and thereby improving your youthful look.

The moisturizer is a great choice for enhancing your natural and youthful glow in no time. As a result, it is the best for your aging skin.

18. Best facial moisturizer with SPF for eczema-prone skin

Skin MD Shielding Lotion for Face, Body & Hands 

For chronic skin conditions such as eczema, psoriasis, rosacea, and dermatitis, you can use the potent moisturizer with an SPF of 15 to improve the look of your skin. The formula is soothing to the skin and reduces irritation.

It is also non-comedogenic and hypoallergenic, it does not clog your pores. With rejuvenating botanical ingredients, the formula moisturizer improves skin barrier protection and treats the skin from within to provide moisture to the scaling parts.

19. Best facial sunscreen-moisturizer

EltaMD UV Daily Tinted Face Sunscreen

If you need moisturizing sunscreen, then this is a choice. The moisturizer contains hyaluronic acid and a broad-spectrum SPF of 40 to protect your skin against harmful UV rays. It also protects against sunburn. Meanwhile, hyaluronic acid helps to plump the skin from within.

The tint also blends with the skin, making it a good cover for a no-makeup day. You can use this moisturizing sunscreen to prevent harsh reactions such s skin cancer and sunburns on your skin.

20. Best splurge facial moisturizer with SPF

Dermalogica Dynamic Skin Recovery Face Sunscreen Moisturizer

This enriching formula provides the needed moisturizing benefits and sun protection of SPF 50. It is the right medium-weight moisturizer for dry skin to improve hydration with a dewy but non-greasy finish.

Additionally, the hydration is long-lasting on the skin and keeps the skin in a protected state. You should apply the dual product on your skin for rush days.

Picking that moisturizer with SPF

1. Skin type

This obviously outweighs any factor when picking a moisturizer. Your skin characteristics act as a compass that leads you through the maze of products.

If you are picking a moisturizer with added sun protection, pick mattifying moisturizers for oily skin. Meanwhile, dry skins are to choose intensely hydrating moisturizers to enhance their moisture barrier.

On the other hand, sensitive skin should pick hypoallergenic moisturizers that soothe and calm irritation and inflammation.

Nonetheless, all products should be non-comedogenic, which does not clog your skin pores.

2. Sun protection

If you are using a moisturizer with SPF, you have to have a countable number that can protect your skin, especially when you are not layering with sunscreen. The required sun protection factor is SPF 30. However, moisturizers contain potent ingredients, which make balancing the formula essential.

As a result, some sunscreens do not have the required SPF, but it does not stop them from protecting your skin. If you are using a moisturizer with an SPF below 30, you should layer sunscreen on it to provide total coverage and protection on your skin.

The sun protection should also be broad-spectrum to protect from both UVA and UVB rays. This way, your skin barrier is fortified with an extensive range of formulas against all forms of sun damage.


Do you need a moisturizer with SPF?

Yes, you do.

You need a moisturizer with added sun protection to fortify your skin against external sun damage.

However, this does not negate the importance of a moisturizer without sunscreen. Layer your sunscreen over your plain moisturizer every day. Also, if you are looking to combine the two skincare functions, go with a moisturizer with a broad-spectrum SPF of 30 or above.

What number of sunscreen is best for skin?

SPF 30.

The Skin Cancer Foundation recommends a broad-spectrum SPF of 30 for daily protection. This allows about 2% of UV rays to penetrate your skin. Therefore, the higher the SPF, the better your skin is protected.

Is moisturizer with SPF safe during pregnancy?

Yes, it is.

Sunscreen is safe for pregnant women. They are required to protect their skin always throughout this period. This is because harm to the mother’s skin also reflects on the baby. Therefore, complete protection is needed.

Will a moisturizer with SPF provide enough protection?

Yes, it will.

A moisturizer with SPF is usually tested just like normal sunscreens. As a result, they provide enough protection for your skin.

If the SPF in your moisturizer is lower than required, layer your sunscreen on it to provide full coverage on your skin.


Starting with a moisturizer with SPF backing your skin with an added shield against sun protection which is necessary for a long-lasting healthy skin texture.

You can’t do without moisturizer, and keeping your skin protected with recommended products such as Burt’s Bees Retinol Alternative Facial Moisturizer and CeraVe AM Facial Moisturizing Lotion gives your skin dual hydration and protection.

Also, you can choose ACURE Seriously Soothing SPF 30 Day Cream if you want intense hydration and IMAGE Skincare + Daily Moisturizer for oily skin.

However, pick moisturizers like CETAPHIL Daily Facial Moisturizer, EltaMD UV Daily Moisturizer Tinted Face Sunscreen, and Dermalogica Dynamic Skin Recovery Sunscreen Moisturizer for total protection and moisture balance.

Nonetheless, you have to choose based on your skin type and the condition of your skin. The ingredients also matter. But overall, using it in the right routine would improve the efficacy of the moisturizer.

When you have the best products to improve your skin health, you are bound to get the best results. So try one of these now.

Thanks for reading.

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